ArchiveOctober 2022

Every small business owner needs commercial general liability insurance


In the plumbing profession, you face risks whenever you answer a call. Your business needs to be protected from those risks by having the right specialised plumbing insurance, regardless of whether you work alone or with a team of plumbing insurance. In what is a lucrative trade, you have carved out a nice small business for yourself after earning the necessary certifications and working hard to build your business.

In running your plumbing business successfully, you have probably invested tens of thousands or hundreds of thousands of dollars in tools, supplies, vehicles, and staffing. It is a fact that plumbing insurance faces unique threats every day. You have to work around gas connections and lines that could be severed and install pipes going into and out of homes and businesses. In addition, you have to look after your employees as well.

You have to deal with various risks when running a plumbing business, including liability, property damage, bodily injury, and personal injury risks. Plumbing insurance can help you manage these risks to help your business thrive. In comparison to most small businesses, plumbing professionals face greater exposure. Whenever one of your employees performs work, there is always the potential for damage or injury.

plumbing insurance

It is unfortunate, however, that there are also hidden hazards that you may not be aware of until it is too late. Additionally, most states require plumbers to carry liability insurance at a minimum, and potential customers will be looking for companies with adequate insurance. More than that, plumbing insurance will allow you to avoid costly claims and lawsuits that could result in financial and legal repercussions.

Any business owner who does business on another property runs the risk that something will go wrong. This includes plumbing contractors. Providing extensive protection for your business against claims of wrongdoing by your company provides extensive coverage for bodily injury, damage to a client or third party’s property, and related medical expenses if someone claims wrongdoing by your company.

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